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South Puget Sound Habitat for Humanity Homeownership Program

Administered by: South Puget Sound Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Below-market home sale paired with an affordable, zero-interest Habitat mortgage; effective subsidy typically tens of thousands of dollars (Zero-Interest Loan)

Long-term affordability preserved through resale restrictions and shared equity

Eligibility

  • Income limits: Household income between 30% and 80% of Thurston County Area Median Income
  • First-time buyer required: Yes — Applicant must demonstrate housing need and ability to partner with Habitat through sweat equity.
  • Geographic restrictions: Must live or work in Thurston County
  • Homebuyer education required: Yes

How to Apply for South Puget Sound Habitat for Humanity Homeownership Program

Step 1: Attend an info session, submit application during open application periods, complete homebuyer education classes, and contribute sweat equity hours. Application to move-in typically takes about one year. Contact South Puget Sound Habitat at (360) 956-3456 x104.

Notes

Has built more than 50 homes in Thurston County since 1989. Open application phases occur periodically; check website for current cycle.

Cities Where This Program Is Available