St. Lucie County Down Payment Assistance Program

Administered by: St. Lucie County Housing Division · County · Forgivable Loan

Funding status: Closed

How much assistance

$10,000 (Forgivable Loan)

Deferred second mortgage at 0% interest. Becomes a grant if the borrower stays in the property for 5 years. Must be repaid if the property is sold, rented, or refinanced within 5 years.

Eligibility

  • Income limits: Must meet HUD income guidelines
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Credit score minimum: 640
  • Geographic restrictions: St. Lucie County, Florida
  • Homebuyer education required: Yes

How to Apply for St. Lucie County Down Payment Assistance Program

Step 1: Contact St. Lucie County Housing Division at (772) 462-1777 for information on when the program may reopen.

Visit program website

Notes

Program has been closed. Previously offered $10,000 as a deferred second mortgage. Check with the county for future funding availability.

Cities Where This Program Is Available