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Stillwater Habitat for Humanity Homeownership Program

Administered by:

Stillwater Habitat for Humanity
· Nonprofit · Forgivable Loan

Funding status: Active

How much assistance

Affordable home with no down payment, no closing costs; monthly payments typically run $525-$600 including escrow

Habitat homes sold to qualified partner families with affordable mortgage terms. Resale typically subject to a Habitat right of first refusal.

Eligibility

  • Income limits:
    Income limits apply; verify current limits with Stillwater Habitat.
  • First-time buyer required: No
  • Geographic restrictions:
    Service area covers Payne County, OK.
  • Homebuyer education required: Yes

How to Apply for Stillwater Habitat for Humanity Homeownership Program

Step 1: Contact Stillwater Habitat for Humanity at (405) 377-0403 or visit 505 E 18th Ave, Stillwater, OK to apply. Selection is based on need, ability to pay, and willingness to partner. Applicants complete sweat equity hours alongside volunteers.

Notes

Founded in 1990 (originally as Payne County Habitat for Humanity); affiliate status granted in 1991.

Cities Where This Program Is Available