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Get Matched Free →Sumter County SHIP Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $20,000
0% interest deferred loan secured by a recorded subordinate mortgage and promissory note. Repayment is due upon sale, refinance, transfer, or if the home is no longer the primary residence.
Eligibility
- Income limits: At or below moderate income levels as defined by the Florida Housing Finance Corporation
- Purchase price limit: $510,939
- First-time buyer required: Yes — Must qualify as a first-time homebuyer under the HUD definition (have not owned a home in the past 3 years).
- Geographic restrictions: Must purchase within Sumter County.
- Homebuyer education required: Yes
How to Apply for Sumter County SHIP Down Payment Assistance Program
Applications are accepted during open enrollment periods. Visit the Sumter County website or contact the Housing office for current application cycle dates. Applicants must complete a HUD-approved homebuyer education course.
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