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Sumter Habitat for Humanity Homeownership

Administered by:
Sumter Habitat for Humanity
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable zero-interest mortgage (no traditional down payment required)
Zero-percent interest mortgage with affordable monthly payments based on household income.

Eligibility

  • Income limits: Must earn 50-80% of HUD's Area Median Income (AMI) for Sumter area
  • First-time buyer required: No
  • Geographic restrictions: Must live in Sumter County for at least 12 months. Must be willing to live within Sumter city limits in available Habitat homes.
  • Homebuyer education required: Yes

How to Apply for Sumter Habitat for Humanity Homeownership

Attend a Homeowner Application Meeting held by Sumter Habitat for Humanity. The application process takes about three months, followed by 10-15 months for construction and sweat equity. Must complete 300 HIP (Homebuyer in-Process) volunteer hours including construction, ReStore work, education, and community engagement. Contact (803) 775-5767 ext. 103 or email info@habitatsumter.org.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)