See programs you qualify for
Get Matched Free →Tacoma Pierce County Habitat for Humanity Homeownership Program
How much assistance
Below-market home sale with zero percent interest mortgage and payment capped at 30% of gross monthly income (Zero-Interest Loan)
Not forgivable. Buyer pays an affordable 0% interest mortgage over the loan term.
Eligibility
- Income limits: At or below 80% AMI; approximately $60,000 to $87,000 for a family of four in Pierce County
- First-time buyer required: Yes — Applicant must not currently own a primary residence and must demonstrate housing need.
- Geographic restrictions: Pierce County, Washington (including Tacoma). Must have lived or worked in Pierce County for at least 12 months. Monthly recurring debt payments must not exceed 13% of gross household income.
- Homebuyer education required: Yes
How to Apply for Tacoma Pierce County Habitat for Humanity Homeownership Program
Step 1: Attend a Tacoma/Pierce County Habitat for Humanity homebuyer orientation session.
Step 2: Submit your application during an open cycle.
Step 3: Pay the $1,000 earnest money deposit if selected.
Step 4: Complete required financial workshops, homebuyer education, and sweat-equity partnership hours.
Step 5: Get pre-approved for a third-party fixed-term fixed-rate mortgage from an FDIC-insured or DFI-verified lender.
Step 6: Purchase your Habitat home with the affordable 0% interest mortgage.
Notes
Administrative office at 4824 South Tacoma Way, Tacoma, WA 98409. Visit owninpierce.com for orientation and application information.