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Get Matched Free →Tacoma Downpayment Assistance Loan Program (WSHFC)
Funding status: Active
How much assistance
Up to $20,000
Not forgivable. Four percent simple interest, deferred for 30 years or until sale, transfer, refinance, or non-occupancy.
Eligibility
- Income limits: At or below 80% AMI for Pierce County, household size-adjusted
- First-time buyer required: Yes — Borrower has not owned a primary residence in the past three years.
- Geographic restrictions: Tacoma city limits within the Tacoma Community Redevelopment Authority boundaries. Must pair with a WSHFC Home Advantage or House Key Opportunity first mortgage. Minimum borrower contribution $500 (gift funds allowed).
- Homebuyer education required: Yes
How to Apply for Tacoma Downpayment Assistance Loan Program (WSHFC)
Step 1: Complete the free 5-hour WSHFC homebuyer education class at heretohome.org.
Step 2: Contact a WSHFC participating lender.
Step 3: Get pre-approved for a WSHFC Home Advantage or House Key Opportunity first mortgage.
Step 4: Lender reserves the Tacoma DPA second mortgage alongside the first.
Step 5: Close on a home inside Tacoma city limits.
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