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Tampa CRA Down Payment Assistance Program

Administered by:
City of Tampa Community Redevelopment Agency
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $50,000 (50-80% AMI), $40,000 (80-120% AMI), or $30,000 (120-140% AMI)
Zero percent interest deferred payment loan with $0 monthly payments. Fully forgivable after 20 years of continuous owner-occupancy as primary residence.

Eligibility

  • Income limits: Household income between 50% and 140% of area median income. Amount tiered: 50-80% AMI receives up to $50,000; 80-120% AMI receives $40,000; 120-140% AMI receives $30,000.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Home must be located within a Tampa Community Redevelopment Area (CRA) boundary.
  • Homebuyer education required: Yes

How to Apply for Tampa CRA Down Payment Assistance Program

Work with an approved housing counseling agency (Housing and Education Alliance, REACH, Solita's House, or Tampa Bay Neighborhood Housing Services). Complete homebuyer education. Apply through the CRA program with a participating lender.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)