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Get Matched Free →Tampa CRA Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $50,000 (50-80% AMI), $40,000 (80-120% AMI), or $30,000 (120-140% AMI)
Zero percent interest deferred payment loan with $0 monthly payments. Fully forgivable after 20 years of continuous owner-occupancy as primary residence.
Eligibility
- Income limits: Household income between 50% and 140% of area median income. Amount tiered: 50-80% AMI receives up to $50,000; 80-120% AMI receives $40,000; 120-140% AMI receives $30,000.
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Geographic restrictions: Home must be located within a Tampa Community Redevelopment Area (CRA) boundary.
- Homebuyer education required: Yes
How to Apply for Tampa CRA Down Payment Assistance Program
Work with an approved housing counseling agency (Housing and Education Alliance, REACH, Solita's House, or Tampa Bay Neighborhood Housing Services). Complete homebuyer education. Apply through the CRA program with a participating lender.
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