This program is on a waitlist. New applications may not be accepted until funding opens up again.
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Get Matched Free →City of Tampa Dare to Own the Dream (DARE) Program
Funding status: Waitlist
How much assistance
Up to $50,000
Zero percent interest forgivable loan structured as a silent second mortgage with $0 monthly payments. Forgiven after meeting owner-occupancy requirements. Repayment required if property is sold, refinanced, or no longer primary residence before forgiveness period ends.
Eligibility
- Income limits: Must be income eligible per City of Tampa guidelines.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Property must be within City of Tampa limits.
- Homebuyer education required: Yes
How to Apply for City of Tampa Dare to Own the Dream (DARE) Program
Contact City of Tampa Housing and Community Development at 813-274-7954. Must complete HUD-approved homebuyer education course through an approved counseling agency (Housing and Education Alliance, REACH, Solita's House, or Tampa Bay Neighborhood Housing Services).
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