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Twin Cities Habitat for Humanity Homeownership Program

Administered by:

Twin Cities Habitat for Humanity
· Nonprofit · Repayable Loan

Funding status: Active

How much assistance

Affordable mortgage with monthly payments at or below 30% of household income; option to use TruePath Mortgage on the open market or purchase a Habitat-built or Habitat-renovated home

Standard amortizing mortgage. No forgiveness; affordability is built into the mortgage terms and price.

Eligibility

  • Income limits:
    Income and credit eligibility apply. Designed for low- to moderate-income working families.
  • First-time buyer required: No
  • Geographic restrictions:
    Seven-county Twin Cities metro, including Minneapolis.
  • Homebuyer education required: Yes

How to Apply for Twin Cities Habitat for Humanity Homeownership Program

Step 1: Apply through Twin Cities Habitat for Humanity. Complete an information session, application, financial coaching, and homebuyer education. Once approved, choose a Habitat home or use TruePath Mortgage to shop the open market.

Notes

Twin Cities Habitat is the largest affordable homeownership builder in the seven-county metro.

Cities Where This Program Is Available