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Twin Cities Habitat for Humanity Homeownership Program

Administered by:
Twin Cities Habitat for Humanity
· Nonprofit · Repayable Loan
Funding status: Active

How much assistance

Affordable mortgage with monthly payments at or below 30% of household income; option to use TruePath Mortgage on the open market or purchase a Habitat-built or Habitat-renovated home
Standard amortizing mortgage. No forgiveness; affordability is built into the mortgage terms and price.

Eligibility

  • Income limits: Income and credit eligibility apply. Designed for low- to moderate-income working families.
  • First-time buyer required: No
  • Geographic restrictions: Seven-county Twin Cities metro, including Minneapolis.
  • Homebuyer education required: Yes

How to Apply for Twin Cities Habitat for Humanity Homeownership Program

Apply through Twin Cities Habitat for Humanity. Complete an information session, application, financial coaching, and homebuyer education. Once approved, choose a Habitat home or use TruePath Mortgage to shop the open market.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (34 cities across 1 state)