City of Texarkana First-Time Homebuyer Assistance Program (HBA)

Administered by: City of Texarkana · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $20,000 (Forgivable Loan)

Deferred forgivable loan; repayment may be required if home is sold, transferred, leased, or abandoned before the forgiveness period.

Eligibility

  • Income limits: At or below 80% of the area median income
  • First-time buyer required: Yes — Must not have owned a home in the past three years.
  • Geographic restrictions: Home must be within the city limits of Texarkana, Texas.
  • Homebuyer education required: Yes

How to Apply for City of Texarkana First-Time Homebuyer Assistance Program (HBA)

Step 1: Complete a HUD-approved homebuyer education course. Contact the City of Texarkana Community Development department for application details and participating lender information.

Visit program website

Notes

Funded through federal CDBG or HOME funds. Verify current funding availability with the city.

Cities Where This Program Is Available