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Tri-County Partners Habitat for Humanity Homeownership Program

Administered by: Tri-County Partners Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Below-market home sale with affordable mortgage capped at 30% of gross monthly income (Zero-Interest Loan)

Habitat sells the home with an affordable mortgage; resale restrictions and silent second mortgages preserve affordability for future buyers.

Eligibility

  • Income limits: Between 30% and 80% of area median income for Benton, Franklin, or Walla Walla County.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Serves Benton County, Franklin County, and western Walla Walla County. Applicants must have lived in the community of application for at least one year.
  • Homebuyer education required: Yes

How to Apply for Tri-County Partners Habitat for Humanity Homeownership Program

Step 1: Apply through Tri-County Partners Habitat for Humanity at 509-943-5555. Applicants must demonstrate need for better housing, complete 500 sweat equity hours on construction or qualified projects, and complete homebuyer education classes.

Notes

Total housing costs capped at 30% of gross household income. Total debt should not exceed 40% of monthly income.

Cities Where This Program Is Available