United Way Pathway to Homeownership - Frederick County

Administered by: United Way of Frederick County · Nonprofit · Grant

Funding status: Active

How much assistance

$17,000 total ($3,000 personal savings matched with $14,000) (Grant)

Matched savings program. Save $3,000 and receive a $14,000 match for a total of $17,000 toward home purchase costs.

Eligibility

  • Income limits: Must be an ALICE (Asset Limited, Income Constrained, Employed) household in Frederick County.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must reside in Frederick County.
  • Homebuyer education required: Yes

How to Apply for United Way Pathway to Homeownership - Frederick County

Step 1: Contact United Way of Frederick County at 301-663-4231 or Joyce Kwamena-Poh at jkwamenapoh@uwfrederick.org. Open a Prosperity Account with an initial $200 deposit. Save $3,000, participate in the budget coach program, attend a Credit Cafe workshop, and complete a first-time homebuyer class.

Visit program website

Notes

Matched savings (IDA) program. The $14,000 match is one of the most generous in the region. Participants must complete financial coaching and education requirements before accessing match funds.

Cities Where This Program Is Available