Valdosta-Lowndes County Habitat for Humanity Homeownership Program

Administered by: Valdosta-Lowndes County Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage on newly constructed Habitat home with 0% interest (Zero-Interest Loan)

Eligibility

  • Income limits: Must meet Habitat for Humanity income guidelines
  • First-time buyer required: No
  • Geographic restrictions: Serves Valdosta and Lowndes County, Georgia
  • Homebuyer education required: Yes

How to Apply for Valdosta-Lowndes County Habitat for Humanity Homeownership Program

Step 1: Apply through Valdosta-Lowndes County Habitat for Humanity. Applicants must demonstrate level of need, willingness to partner with Habitat (including sweat equity hours building their home), and ability to repay an affordable mortgage. The organization also offers a one-day homebuyer workshop covering Georgia Dream, USDA Rural Development, and Habitat programs.

Notes

Founded in 1987. Completes 1-6 homes per year. 39% of Valdosta-Lowndes County families with children lack adequate housing. Strong volunteer base of 3,000+ individuals.

Cities Where This Program Is Available