Vineland Home Ownership Assistance Program (HOAP)

Administered by: City of Vineland Community Development Division · City · Zero-Interest Loan

Funding status: Active

How much assistance

Up to $5,000 (Zero-Interest Loan)

Loan is repaid when the buyer no longer uses the property as their principal residence.

Eligibility

  • Income limits: At or below 80% of Area Median Income (HUD guidelines)
  • First-time buyer required: No
  • Geographic restrictions: Must purchase a home in center city Vineland, bounded by Park, West and Chestnut avenues, and Myrtle Street.

How to Apply for Vineland Home Ownership Assistance Program (HOAP)

Step 1: Contact the Vineland Community Development Division for an application. The program is funded by Community Development Block Grants (CDBG) and HOME Investment Partnership Program grants from HUD.

Notes

Assistance is in the form of an interest-free second mortgage on the property. Funded by CDBG and HOME grants.

Cities Where This Program Is Available