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Wake County Affordable Homeownership Program

Administered by: Wake County Housing Affordability and Community Revitalization (administered by DHIC, Inc.) · County · Forgivable Loan

Funding status: Closed

How much assistance

Up to $50,000 (Forgivable Loan)

Forgivable first-time homebuyer loan at 0% interest. Specific forgiveness timeline not confirmed — VERIFY with DHIC or Wake County.

Eligibility

  • Income limits: At or below 80% AMI for Wake County.
  • First-time buyer required: Yes — First-time homebuyer (specific definition not confirmed in available sources)
  • Credit score minimum: 640
  • Geographic restrictions: Eligible locations: Apex, Fuquay-Varina, Garner, Holly Springs, Knightdale, Morrisville, Rolesville, Wake Forest, Wendell, or Zebulon. IMPORTANT: Properties within Raleigh city limits and Cary township are EXCLUDED.
  • Homebuyer education required: Yes
Visit program website

Notes

Updated March 2026. Program currently paused — reopens July 1, 2026. Previous status was Active. This program EXCLUDES Raleigh city limits and Cary township. Administered through DHIC. Buyers must apply through an approved lender. Source: DHIC website, Wake County.

Cities Where This Program Is Available