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Get Matched Free →Western Lake Superior Habitat for Humanity Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage on a Habitat-built or Habitat-renovated home; sweat equity required
Standard amortizing mortgage at affordable, income-based payments. No separate forgiveness; affordability is built into the price.
Eligibility
- Income limits: Income within Habitat household-size requirements; designed for low- to moderate-income working families.
- First-time buyer required: No
- Geographic restrictions: Duluth, Cloquet, Two Harbors and surrounding communities in Carlton, Lake, and South St. Louis counties.
- Homebuyer education required: Yes
How to Apply for Western Lake Superior Habitat for Humanity Homeownership Program
Step 1: Apply through Western Lake Superior Habitat for Humanity. Selection based on level of need, willingness to partner, and ability to repay an affordable mortgage. Partner families complete sweat equity at construction sites.
Notes
Local Duluth-area Habitat affiliate, distinct from Twin Cities Habitat for Humanity.