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White Sands Habitat for Humanity Homeownership Program

Administered by:
White Sands Habitat for Humanity, Inc.
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable home with 0% interest mortgage; sold to qualified families at no profit
0% interest mortgage. Long-term affordability covenants apply.

Eligibility

  • Income limits:
    Targeted to low-income families and individuals demonstrating need for housing and willingness to partner with Habitat through sweat equity.
  • First-time buyer required: Yes
    Must be a first-time homebuyer with demonstrated need for housing.
  • Geographic restrictions:
    Serves Otero County, NM, including Alamogordo and Tularosa.
  • Homebuyer education required: Yes

How to Apply for White Sands Habitat for Humanity Homeownership Program

Contact White Sands Habitat for Humanity at (575) 437-6562 or visit 1109 Tenth Street, Alamogordo, NM 88310. Selected partner families complete homeowner preparation covering personal finances, mortgages, and home maintenance, then contribute sweat equity hours and receive a 0% interest mortgage.

Notes

Four-Star Charity Navigator rating. Also runs a House by House Rehabilitation Program for elders and homeowners on fixed incomes below 60% AMI for Otero County.

Cities Where This Program Is Available (1 city across 1 state)