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Wilmington HOP 2gether

Administered by:
City of Wilmington Community Development & Housing Division
· City · Deferred Loan
Funding status: Active

How much assistance

Up to $25,000
Deferred, zero-interest second mortgage paired with NC Home Advantage Mortgage or USDA Section 502 Loan.

Eligibility

  • Income limits: At or below 60% of Area Median Income (AMI) for New Hanover County
  • First-time buyer required: Yes — Must not have owned a home previously.
  • Geographic restrictions: Must purchase within Wilmington city limits.
  • Homebuyer education required: Yes

How to Apply for Wilmington HOP 2gether

Call the City of Wilmington Housing Division at 910-341-7836 to enroll. The program is a year-long pathway that provides financial coaching, credit counseling, and homebuyer education to help participants become mortgage-ready.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)