See programs you qualify for
Get Matched Free →Winston-Salem Homebuyer Assistance Program
Funding status: Active
How much assistance
Up to $14,800 or 20% of purchase price, whichever is lower
Forgiven after 10 consecutive years of owner-occupied homeownership.
Eligibility
- Income limits: At or below 80% of Area Median Income; assets must not exceed $10,000
- First-time buyer required: Yes — Must not have owned a home previously.
- Geographic restrictions: Must purchase within Winston-Salem city limits.
- Homebuyer education required: Yes
How to Apply for Winston-Salem Homebuyer Assistance Program
Step 1: Contact the City of Winston-Salem Community Development Lending Division at 336-727-8000. Complete homebuyer counseling through the Center for Homeownership. Contribute at least $1,000 of your own funds. Funds administered by Forsyth County on a first-come, first-served basis.
Notes
Administered by Forsyth County under contract through June 30, 2026. Primary mortgage must be fixed-rate (no ARM or balloon).