City of Winter Haven SHIP Down Payment Assistance Program

Administered by: City of Winter Haven (administered by Guardian Community Resource Management) · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $60,000 (Forgivable Loan)

Eligibility

  • Income limits: Low to moderate income; limits adjusted for family size per Local Housing Assistance Plan
  • First-time buyer required: Yes
  • Geographic restrictions: Must purchase within City of Winter Haven limits.
  • Homebuyer education required: Yes

How to Apply for City of Winter Haven SHIP Down Payment Assistance Program

Step 1: Contact Guardian Community Resource Management at 352-437-3902 or Grant.Administrator@guardiancrm.com to begin the application process. Funds are provided on a first-come, first-ready basis.

Notes

Specific income limits and forgiveness terms vary by funding cycle. Verify current details with the program administrator.

Cities Where This Program Is Available