Worcester Down Payment Assistance Program

Administered by: City of Worcester - Housing & Neighborhood Development · City · Grant

Funding status: Active

How much assistance

Up to $25,000 (Grant)

Eligibility

  • Income limits: At or below 80% of Area Median Income for Worcester
  • First-time buyer required: Yes — Must not have owned a home in the 3 years prior to purchasing.
  • Geographic restrictions: Must purchase a property located in the City of Worcester that is in habitable condition.
  • Homebuyer education required: Yes

How to Apply for Worcester Down Payment Assistance Program

Step 1: Complete a HUD-certified Massachusetts Homeownership accredited housing education workshop. Get pre-approved for a mortgage. Contact the City of Worcester Housing & Neighborhood Development at (508) 799-1400 to apply. Grant funds may be used toward interest rate buy-down or to pay up to 50% of the down payment required by the primary lender.

Visit program website

Notes

Funded through HUD Community Development Block Grant (CDBG) funds. The program was historically $5,000 but was increased to $25,000. Verify current funding availability with the city as CDBG funds are limited.

Cities Where This Program Is Available