See programs you qualify for
Get Matched Free →Yakima Federal Savings First-Time Homebuyer Down Payment Assistance
Funding status: Active
How much assistance
Up to $15,000 (Grant)
Funded as a grant through the Federal Home Loan Bank of Des Moines. Subject to FHLB program terms and any recapture requirements; confirm current terms with Yakima Federal.
Eligibility
- Income limits: Borrower must meet FHLB Des Moines income eligibility guidelines, generally targeted to low- and moderate-income households. Confirm current income limits with Yakima Federal.
- First-time buyer required: Yes — Buyer has not owned a home in the past three years.
- Geographic restrictions: Available for homes purchased with a Yakima Federal Savings mortgage. Primary service area is Yakima Valley and Central Washington.
- Homebuyer education required: Yes
How to Apply for Yakima Federal Savings First-Time Homebuyer Down Payment Assistance
Step 1: Contact Yakima Federal Savings home loan specialists at 800-331-3225 or visit a branch to discuss eligibility, complete the required first-time homebuyer class, and apply for the grant alongside a Yakima Federal first mortgage.
Notes
Grant funded by Federal Home Loan Bank of Des Moines and subject to availability. Bank-administered program — must use Yakima Federal for your first mortgage. Verify current grant amount and terms with Yakima Federal before applying.