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Yakima Housing Authority Homeownership Voucher Program

Administered by: Yakima Housing Authority (YHA) · County · Government-Guaranteed Mortgage

Funding status: Active

How much assistance

Monthly Housing Choice Voucher subsidy applied to mortgage payment in place of rent (Government-Guaranteed Mortgage)

Voucher assistance for up to 15 years on a mortgage of 20 years or longer; 10 years for mortgages shorter than 20 years.

Eligibility

  • Income limits: Eligibility limited to current Section 8 Housing Choice Voucher participants meeting YHA program-specific income and employment standards.
  • First-time buyer required: Yes — No member of the household has had an ownership interest in any residence during the three years preceding commencement of homeownership assistance.
  • Geographic restrictions: Properties must be in Yakima County (including Yakima, Sunnyside, Toppenish, Wapato, Union Gap, Selah, Zillah, Naches, Moxee) or Kittitas County.
  • Homebuyer education required: Yes

How to Apply for Yakima Housing Authority Homeownership Voucher Program

Step 1: Must be an active Section 8 Housing Choice Voucher participant with YHA for at least one year and owe no money to YHA or any other housing authority. Head of household must be employed full-time (30+ hours/week) for at least one year (unless elderly or disabled). Contact YHA to begin the homeownership application.

Notes

HUD requires at least 1% of the down payment to come from the buyer's own funds. Buyers may layer other DPA sources on top of the voucher subsidy for remaining down payment and closing costs.

Cities Where This Program Is Available