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Get Matched Free →Yakima Valley Partners Habitat for Humanity Homeownership Program
How much assistance
Below-market home sale paired with an affordable 0% interest mortgage (Zero-Interest Loan)
No forgiveness — Habitat partner families buy their home through a 0% interest mortgage structured so that monthly payments remain affordable relative to household income.
Eligibility
- Income limits: Household income typically must fall below 60% of Yakima County area median income, with specific limits set annually by HUD and the local Habitat affiliate.
- First-time buyer required: Yes — Applicant must have a demonstrated housing need (e.g., currently living in substandard or unaffordable housing).
- Geographic restrictions: Serves residents of Yakima, Sunnyside, and Wapato.
- Homebuyer education required: Yes
How to Apply for Yakima Valley Partners Habitat for Humanity Homeownership Program
Step 1: Submit an application through Yakima Valley Partners Habitat for Humanity. Qualified families partner with Habitat by completing 500 hours of sweat equity labor, participating in homebuyer education, and demonstrating ability to repay an affordable mortgage. Contact the Yakima affiliate directly for the current application window.
Notes
Partnership-model homeownership. Not a standalone down payment assistance program. Applicant must complete sweat equity and homebuyer education as part of program.