Annapolis MPDU Settlement Expense Assistance Program

Administered by: City of Annapolis Department of Planning and Zoning · City · Deferred Loan

Funding status: Active

How much assistance

Up to $10,000 (Deferred Loan)

Zero-interest deferred loan with no monthly payments. Repayment required upon sale, transfer, or at the end of 10 years, whichever comes first.

Eligibility

  • Income limits: Must meet City of Annapolis MPDU income eligibility requirements
  • First-time buyer required: Yes — Must be a first-time homebuyer purchasing an MPDU unit.
  • Geographic restrictions: Must purchase a Moderately Priced Dwelling Unit (MPDU) within the City of Annapolis.
  • Homebuyer education required: No

How to Apply for Annapolis MPDU Settlement Expense Assistance Program

Step 1: Contact the City of Annapolis Department of Planning and Zoning for current MPDU availability and application instructions. Homebuyer must contribute a minimum of 1% of the sales price from their own funds.

Notes

Only available for MPDU-designated homes within Annapolis city limits. The program helps cover down payment and closing costs for buyers purchasing below-market MPDU units. Not available for market-rate homes.

Cities Where This Program Is Available