Baltimore City Employee Homeownership Program

Administered by: Baltimore City Department of Housing and Community Development · City · Forgivable Loan

Funding status: Active

How much assistance

$5,000 or $10,000 (Forgivable Loan)

Five-year forgivable loan.

Eligibility

  • First-time buyer required: No
  • Geographic restrictions: Must purchase a home in Baltimore City. Must be a City or quasi-City agency employee for at least six months.
  • Homebuyer education required: Yes

How to Apply for Baltimore City Employee Homeownership Program

Step 1: Complete homeownership counseling from a City-approved agency. Contribute minimum $1,000 from own funds. Contact the Baltimore City Office of Homeownership at (410) 396-3124.

Visit program website

Notes

Available to employees of Baltimore City government and quasi-City agencies who have been employed for at least six months.

Cities Where This Program Is Available