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Get Matched Free →Baltimore City First-Time Homebuyers Incentive Program
Funding status: Active
How much assistance
$10,000 to $20,000+ in down payment and closing cost assistance
Five-year forgivable loan.
Eligibility
- Income limits: Household income at or below 80% of the Area Median Income (AMI).
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Geographic restrictions: Must purchase a home in Baltimore City.
- Homebuyer education required: Yes
How to Apply for Baltimore City First-Time Homebuyers Incentive Program
Complete a homeownership counseling certificate from a City-approved counseling agency before making an offer. Contribute a minimum $1,000 from your own funds. Contact the Baltimore City Office of Homeownership at (410) 396-3124.
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