City of Plantation First-Time Homebuyer Assistance Program

Administered by: City of Plantation Planning, Zoning & Economic Development · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $50,000 for down payment and closing costs (Forgivable Loan)

SHIP-funded forgivable loan. Forgiveness terms are tied to continued owner-occupancy for a set period. Repayment required if property is sold, refinanced for cash out, or no longer used as primary residence before the affordability period ends.

Eligibility

  • Income limits: Household income at or below 80% AMI for Broward County.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Property must be located within the City of Plantation municipal limits.
  • Homebuyer education required: Yes

How to Apply for City of Plantation First-Time Homebuyer Assistance Program

Step 1: Contact the City of Plantation Housing & Grants Division. Complete a HUD-approved 8-hour homebuyer education workshop. Submit an application through the city along with required documentation including proof of income, identification, and mortgage pre-approval. Work with a city-approved lender to finalize financing.

Visit program website

Notes

Funded through Florida SHIP (State Housing Initiatives Partnership). The city proposed increasing the grant cap from $50,000 to $80,000. Verify current maximum with the city. Contact Planning, Zoning & Economic Development at (954) 797-2623.

Cities Where This Program Is Available