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Dallas Homebuyer Assistance Program (DHAP)

Administered by:
City of Dallas Housing and Neighborhood Revitalization / BCL of Texas
 · City · Forgivable Loan
Funding status: Active

How much assistance

Up to $60,000 in high opportunity areas; up to $50,000 in all other areas
Deferred forgivable second lien loan with no monthly payments required. Forgiveness terms apply based on program guidelines.

Eligibility

  • Income limits: Household income at or below 80% of the Area Median Income (AMI). A Targeted Occupations tier (teachers, healthcare workers, first responders) covers incomes from 81% to 120% AMI when funded.
  • Purchase price limit: $342,000
  • First-time buyer required: Yes — Must be a first-time homebuyer or have not owned a home in the past 3 years.
  • Geographic restrictions: Must purchase within the City of Dallas city limits.
  • Homebuyer education required: Yes

How to Apply for Dallas Homebuyer Assistance Program (DHAP)

Complete an 8-hour HUD-approved homebuyer education course through a DHAP-approved provider such as BCL of Texas. Get pre-approved by a DHAP-approved lender, then submit an application online through the Neighborly Software portal.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)

Texas (1 city)