See programs you qualify for

Doorway to Prosperity

Administered by:

DreamKey Partners in partnership with True Homes

· City · Forgivable Loan

Funding status: Active

How much assistance

$7,500 to $95,000 in combined down payment and closing cost assistance (amount varies by neighborhood and income tier)

Forgiveness terms not explicitly stated in available materials. Likely follows DreamKey/House Charlotte forgiveness structure (deferred forgivable loan). Verify with DreamKey Partners.

Eligibility

Income limits: Household income at or below 110% of Area Median Income (AMI) for Mecklenburg County. Must also qualify for House Charlotte program.
First-time buyer required: Yes — HUD definition — have not owned a home as primary residence in the past 3 years
Geographic restrictions: Only available in specific DreamKey/True Homes developments in Charlotte: Dukes Ridge, Clark Village, Hoovertown/Wabash Avenue areas
Homebuyer education required: Yes