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Enfield First-Time Homebuyer Loan Program

Administered by:
Town of Enfield Office of Economic & Community Development
· City · Forgivable Loan
Funding status: Active

How much assistance

Up to $10,000
10% of the loan is forgiven each year over a 10-year period, provided the applicant owns and resides in the home and is not delinquent on any mortgage, tax, or town sewer usage fee payments.

Eligibility

  • Income limits: Must not exceed federal HUD income limits for Hartford County (updated annually)
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase a home in the Town of Enfield.
  • Homebuyer education required: Yes

How to Apply for Enfield First-Time Homebuyer Loan Program

Contact the Town of Enfield Office of Economic & Community Development to request an application. Applications are reviewed by the Loan Review Committee, which can take 30-60 days. If approved, funds are reserved for 90 days or until the closing date.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)