Escambia County HFA Homeownership Program

Administered by: Escambia County Housing Finance Authority · County · Deferred Loan

Funding status: Active

How much assistance

Up to $10,000 (Deferred Loan)

Zero-interest deferred second mortgage repaid upon sale, refinance, or payoff of first mortgage.

Eligibility

  • Income limits: Must meet HFA income limits for Escambia County
  • First-time buyer required: Yes
  • Geographic restrictions: Must purchase within Escambia County.
  • Homebuyer education required: Yes

How to Apply for Escambia County HFA Homeownership Program

Step 1: Contact the Escambia County Housing Finance Authority or work with a participating lender. The $10,000 assistance is provided as a 0% interest, 30-year deferred second mortgage with no monthly payments.

Cities Where This Program Is Available