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FirstHome Plus Grant

Administered by: Iowa Finance Authority · State · Grant

Funding status: Active

How much assistance

$2,500 grant (Grant)

No repayment required. Grant does not need to be paid back.

Eligibility

  • Income limits: Varies by county and household size. Same limits as FirstHome ($96,500 - $131,790).
  • Purchase price limit: $510,000
  • First-time buyer required: Yes — Have not owned a primary residence in the past 3 years.
  • Credit score minimum: 640
  • Geographic restrictions: Home must be in Iowa. Cannot be combined with the IFA 2nd Loan on the same transaction.
  • Homebuyer education required: Yes

How to Apply for FirstHome Plus Grant

Step 1: Apply through an IFA participating lender alongside the FirstHome mortgage. The $2,500 grant is applied at closing toward down payment and closing costs.

Notes

Grant or 2nd Loan - not both - on the same transaction.

Available Statewide In