Habitat for Humanity of Cape Cod Homeownership Program
Funding status: Active
How much assistance
Affordable home purchase at approximately $170,250 with deed-restricted mortgage; monthly payment around $800 (Zero-Interest Loan)
Homes are deed-restricted to remain affordable in perpetuity upon resale.
Eligibility
- Income limits: Household income between 45% and 65% of Area Median Income (AMI) for Barnstable County
- First-time buyer required: Yes — Must not have owned a home in at least the past three years.
- Geographic restrictions: Homes are built across all 15 towns on Cape Cod.
- Homebuyer education required: No
How to Apply for Habitat for Humanity of Cape Cod Homeownership Program
Step 1: Download and complete the Homeowner Application from Habitat for Humanity of Cape Cod. Selected families must contribute 240-360 sweat equity hours and pay a 5% down payment at closing. Contact Habitat at (508) 362-3559 or visit habitatcapecod.org.
Notes
Has developed over 150 affordable homes on Cape Cod. Not currently accepting applications year-round; check website for open application cycles. Program URL should be verified - use habitatcapecod.org/applying/ for current info.