See programs you qualify for
Get Matched Free →Habitat for Humanity of Oakland County Homeownership Program
How much assistance
Below-market-price homes with affordable mortgage terms (Forgivable Loan)
Affordable mortgage with Habitat for Humanity.
Eligibility
- Income limits: Must meet income requirements set by Habitat for Humanity of Oakland County
- First-time buyer required: No
- Credit score minimum: 550
- Geographic restrictions: Oakland County, Michigan
- Homebuyer education required: No
How to Apply for Habitat for Humanity of Oakland County Homeownership Program
Step 1: Contact Habitat for Humanity of Oakland County at 248-338-8392 to learn about upcoming application periods. Applicants must not currently own a home, must demonstrate ability to qualify for an affordable mortgage, and must complete 300 hours of sweat equity. A one-time $25 program acceptance fee is required upon acceptance.
Notes
Habitat partners build and rehabilitate homes, selling them at affordable prices. Applicants are selected based on level of need, willingness to partner, and ability to repay an affordable mortgage. Minimum credit score of 550, ideally 620+. Debt-to-income ratio should be below 43%.