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Get Matched Free →Habitat for Humanity Snohomish County Homeownership Program
How much assistance
Below-market home sale with zero-percent or low-interest affordable mortgage. Effective subsidy typically tens of thousands of dollars. (Zero-Interest Loan)
Not a forgivable loan. Permanent affordability maintained through resale restrictions on Habitat-built homes. Homeowner builds equity while home remains affordable for future qualifying buyers.
Eligibility
- Income limits: Generally at or below 80% of Snohomish County Area Median Income; specific ranges vary by project.
- First-time buyer required: Yes — Priority for households who do not currently own a home.
- Geographic restrictions: Properties located in Snohomish County, WA, including Everett, Lynnwood, Arlington, and other cities.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity Snohomish County Homeownership Program
Step 1: Attend a Habitat Snohomish homebuyer information session (schedules posted at habitatsnohomish.org). Submit an application when Habitat Snohomish opens its next homeowner application window. Approved applicants move forward to a Homebuyer Interview with the Homeowner Selection Committee. Complete required participation hours (sweat equity — helping build your home and your neighbor's home, volunteering at the Habitat Store, or other approved community service). Complete required homebuyer education. Finance the purchase with an affordable Habitat mortgage and close on your home. For questions, contact homeownerservices@habitatsnohomish.org or 425-405-7765.
Notes
Habitat Snohomish has built 26+ homes as of 2026 (35 years of service). Recent builds include the Bayside Home and other Everett projects. Application windows open periodically — contact the affiliate directly to learn when applications are next accepted.