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HFA Miami-Dade Mortgage Program

Administered by:
Housing Finance Authority of Miami-Dade County
· County · Deferred Loan
Funding status: Active

How much assistance

Up to $15,000
30-year deferred, 0% interest second mortgage. Must be repaid upon sale, refinance, or transfer of ownership.

Eligibility

  • Income limits: 1-2 persons: up to $130,525; 3+ persons: up to $136,200.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Credit score minimum: 640
  • Geographic restrictions: Home must be located in Miami-Dade County.
  • Homebuyer education required: Yes

How to Apply for HFA Miami-Dade Mortgage Program

Complete 8-hour HUD-approved homebuyer education course. Apply through an HFA-approved lender. Must be employed in same line of work for 24 months.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (13 cities across 1 state)