HOME Rochester Program

Administered by: Rochester Housing Development Fund Corporation (RHDFC) and Greater Rochester Housing Partnership (GRHP) · City · Forgivable Loan

Funding status: Active

How much assistance

Subsidized purchase price on rehabilitated homes (Forgivable Loan)

Must maintain residency for 15 years.

Eligibility

  • Income limits: Primarily below 80% AMI, occasionally up to 120% AMI
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a HOME Rochester rehabilitated property within the City of Rochester.
  • Homebuyer education required: Yes

How to Apply for HOME Rochester Program

Step 1: Complete the application and submit to homebuyer@cityofrochester.gov. Get qualified through the City of Rochester, complete pre- and post-purchase counseling, utilize a participating bank, qualify for a conventional fixed-rate mortgage, and contribute $1,500 to equity by closing.

Visit program website

Notes

Program acquires and rehabilitates vacant homes for sale to income-qualified first-time buyers. Over 15 years of operation revitalizing Rochester neighborhoods.

Cities Where This Program Is Available