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HomeChoice Down Payment Assistance

Administered by:
Washington State Housing Finance Commission
 · State · Deferred Loan
Funding status: Active

How much assistance

Up to $15,000
Not forgivable. One percent simple interest, deferred for 30 years or until sale, refinance, or non-occupancy.

Eligibility

  • Income limits: At or below 100% AMI (county-specific)
  • First-time buyer required: Yes — Borrower has not owned a primary residence in the past three years. Requirement waived in target areas.
  • Geographic restrictions: Statewide Washington. Borrower or a household member must have a disability as defined by the Americans with Disabilities Act. Must pair with Home Advantage or House Key Opportunity first mortgage.
  • Homebuyer education required: Yes

Free eligibility check

Up to $15,000 in assistance. Check if you qualify for HomeChoice Down Payment Assistance.

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
Question 1 of 6
housebuyerguides

How to Apply for HomeChoice Down Payment Assistance

Step 1: Complete the five-hour WSHFC homebuyer education class.

Step 2: Gather disability documentation for the borrower or household member.

Step 3: Apply through a WSHFC participating lender who will verify eligibility and reserve the HomeChoice DPA.

Free eligibility check

See every program you may qualify for

  • Free
  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
Question 1 of 6
housebuyerguides

Learn More About Homebuying in Washington

Cities Where This Program Is Available (38 cities across 1 state)

Washington (38 cities)

Available Statewide In