See programs you qualify for
Get Matched Free →IHDA Access Repayable
Funding status: Active
How much assistance
10% of purchase price up to ,000 (Zero-Interest Loan)
0% interest. Repaid monthly over a 10-year term alongside the first mortgage.
Eligibility
- Income limits: IHDA income limits apply; vary by household size and county.
- First-time buyer required: Yes — Has not owned a primary residence in the past 3 years (waived in federal Targeted Areas).
- Credit score minimum: 640
- Geographic restrictions: Must purchase within Illinois.
- Homebuyer education required: Yes
How to Apply for IHDA Access Repayable
Step 1: Apply through a participating IHDA lender. Complete homebuyer education.