See programs you qualify for
Get Matched Free →IHDA SmartBuy
Funding status: Closed
How much assistance
,000 DPA plus up to ,000 toward student loan payoff (Forgivable Loan)
DPA forgivable; student loan repayment paid directly at closing to loan servicer.
Eligibility
- Income limits: IHDA income limits apply.
- First-time buyer required: Yes — Has not owned a primary residence in the past 3 years.
- Credit score minimum: 640
- Geographic restrictions: Must purchase within Illinois.
- Homebuyer education required: Yes
How to Apply for IHDA SmartBuy
Step 1: Program is currently closed for new reservations. Check IHDA website for funding availability updates.
Notes
SmartBuy closed for new locks. May be restored when new funding is allocated.