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Military Homeownership Assistance Program

Administered by: Iowa Finance Authority · State · Grant

Funding status: Waitlist

How much assistance

$5,000 grant (Grant)

No repayment required.

Eligibility

  • Income limits: No IFA-specific income limit beyond the first mortgage program used (FirstHome or Homes for Iowans).
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Home must be in Iowa and occupied as primary residence within 60 days of closing. Eligible property types: single-family (site-built, modular, or permanently affixed manufactured), or 2-4 unit property with service member in one unit.
  • Homebuyer education required: Yes

How to Apply for Military Homeownership Assistance Program

Step 1: Must have served at least 90 days of active duty between August 2, 1990 - April 6, 1991 or September 11, 2001 - present (cumulative service counts), be a federally-recognized injured service person from those periods, or be the surviving spouse of a service member with a non-dishonorable discharge. Apply through an IFA participating lender who takes the application and verifies eligibility.

Notes

FY26 funds are currently exhausted per IFA. Verify current funding availability with IFA before applying.

Available Statewide In