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MDEAT Homeownership Assistance Program (HAP)

Administered by:
Miami-Dade Economic Advocacy Trust (MDEAT)
· County · Forgivable Loan
Funding status: Active

How much assistance

Up to $28,500 (at or below 80% AMI) or up to $14,500 (above 80% AMI)
Forgiven after 20 years of continuous owner-occupancy without a change in title or ownership. No refinance required for forgiveness.

Eligibility

  • Income limits: Income must be at or below 140% of Miami-Dade AMI. 1 person: up to $111,300; 2 persons: up to $127,120; 3 persons: up to $142,940; 4 persons: up to $158,900.
  • First-time buyer required: No
  • Geographic restrictions: Must purchase in Miami-Dade County.
  • Homebuyer education required: Yes

How to Apply for MDEAT Homeownership Assistance Program (HAP)

Attend a voluntary Homebuyer Education Course by a HUD-approved Housing Counseling Agency. Apply through the MDEAT Housing Division. Contact 305-375-4653 for details.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (13 cities across 1 state)