See programs you qualify for
Get Matched Free →Miami-Dade County Homebuyer Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $35,000
Interest-free deferred loan for up to 30 years. If property is sold: 100% shared equity repayment within 1-3 years, 50% between 4-6 years, 0% after 6 years.
Eligibility
- Income limits: 1 person: up to $95,620; 2 persons: up to $109,200; 3 persons: up to $122,920; 4 persons: up to $136,500
- First-time buyer required: Yes — Must not have owned a home previously.
- Geographic restrictions: Must be a Miami-Dade County resident at time of application and loan closing.
- Homebuyer education required: Yes
How to Apply for Miami-Dade County Homebuyer Down Payment Assistance Program
Step 1: Complete HUD-approved homebuyer counseling and education. Contact Miami-Dade PHCD at 786-469-4100 for application details. Applications processed through participating lenders.