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Minnesota Housing Monthly Payment Loan

Administered by:

Minnesota Housing Finance Agency
· State · Repayable Loan

Funding status: Active

How much assistance

Up to ,000

Repaid in monthly payments over 10 years at the same interest rate as the first mortgage.

Eligibility

  • Income limits:
    Follows the Start Up or Step Up program income limits the borrower is using.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions:
    Property must be located in Minnesota.
  • Homebuyer education required: Yes

How to Apply for Minnesota Housing Monthly Payment Loan

Step 1: Available to Start Up or Step Up borrowers. Apply through a Minnesota Housing-approved participating lender at the same time as the first mortgage.

Available Statewide In