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Minnesota Housing Step Up Program

Administered by:
Minnesota Housing Finance Agency
· State · Government-Insured Mortgage
Funding status: Active

How much assistance

First mortgage; can also be used to refinance

Eligibility

  • Income limits: Higher income limits than Start Up; varies by household size and county.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Property must be located in Minnesota.
  • Homebuyer education required: Yes

How to Apply for Minnesota Housing Step Up Program

Apply through a Minnesota Housing-approved participating lender. Step Up can be paired with the Monthly Payment Loan for closing cost assistance.

Learn More About Homebuying in Minnesota

Cities Where This Program Is Available (43 cities across 1 state)

Available Statewide In