See programs you qualify for

Get Matched Free →

Minnesota Housing Step Up Program

Administered by:

Minnesota Housing Finance Agency
· State · Government-Insured Mortgage

Funding status: Active

How much assistance

First mortgage; can also be used to refinance

Eligibility

  • Income limits:
    Higher income limits than Start Up; varies by household size and county.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions:
    Property must be located in Minnesota.
  • Homebuyer education required: Yes

How to Apply for Minnesota Housing Step Up Program

Step 1: Apply through a Minnesota Housing-approved participating lender. Step Up can be paired with the Monthly Payment Loan for closing cost assistance.

Available Statewide In