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NACA Best in America Mortgage Program

Administered by:
Neighborhood Assistance Corporation of America (NACA)
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

No down payment, no closing costs, no fees, no mortgage insurance, below-market interest rate

Eligibility

  • Income limits: Priority Members: income below 100% of area median income can purchase anywhere. Non-Priority Members: income at or above median must purchase in a Priority Area (Census tract below 100% median income).
  • First-time buyer required: No
  • Geographic restrictions: Available nationwide. NACA has a Newark office and regularly holds Achieve the Dream events in the city.
  • Homebuyer education required: Yes

How to Apply for NACA Best in America Mortgage Program

Attend a free 4-hour NACA homebuying workshop. Meet with a NACA housing counselor to review income, expenses, and determine an affordable payment. Work through the NACA qualification process with Bank of America as the lending partner.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (17 cities across 1 state)