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Oakland County Treasurer Homebuyer Assistance Program

Administered by: Oakland County Treasurer's Office and Independent Bank · County · Grant

Funding status: Active

How much assistance

$5,000 grant (Grant)

No repayment required.

Eligibility

  • Income limits: Household income at or below 120% of Oakland County AMI ($123,240 for 2025)
  • First-time buyer required: Yes — Must not have had ownership in a residential property during the past three years.
  • Geographic restrictions: Property must be located in Oakland County, Michigan.
  • Homebuyer education required: Yes

How to Apply for Oakland County Treasurer Homebuyer Assistance Program

Step 1: Contact Independent Bank at 844-821-6178 to begin your application. You must complete an approved pre-purchase counseling program and contribute at least $1,000 of your personal funds. The mortgage must be provided by Independent Bank.

Notes

Public-private partnership between Oakland County Treasurer's Office and Independent Bank. As of January 2026, over $270,000 in grants awarded to 54 first-time homebuyers across 23 Oakland County communities.

Cities Where This Program Is Available