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Opening Doors / Abriendo Puertas

Administered by:
Illinois Housing Development Authority
· State · Forgivable Loan
Funding status: Active

How much assistance

Forgiven after 5 years. No monthly payments. Must be repaid only if the home is sold or refinanced within the first 5 years.

Eligibility

  • Income limits: Lower-income households; specific limits set by IHDA by household size and county.
  • First-time buyer required: Yes — Has not owned a primary residence in the past 3 years.
  • Credit score minimum: 640
  • Geographic restrictions: Must purchase within Illinois.
  • Homebuyer education required: Yes

How to Apply for Opening Doors / Abriendo Puertas

Apply through an IHDA-approved lender. Complete homebuyer education. Paired with a 30-year fixed-rate first mortgage.

Learn More About Homebuying in Illinois

Cities Where This Program Is Available (65 cities across 1 state)

Available Statewide In