See programs you qualify for
Get Matched Free →Opening Doors / Abriendo Puertas
Funding status: Active
How much assistance
Up to ,000 (Forgivable Loan)
Forgiven after 5 years. No monthly payments. Must be repaid only if the home is sold or refinanced within the first 5 years.
Eligibility
- Income limits: Lower-income households; specific limits set by IHDA by household size and county.
- First-time buyer required: Yes — Has not owned a primary residence in the past 3 years.
- Credit score minimum: 640
- Geographic restrictions: Must purchase within Illinois.
- Homebuyer education required: Yes
How to Apply for Opening Doors / Abriendo Puertas
Step 1: Apply through an IHDA-approved lender. Complete homebuyer education. Paired with a 30-year fixed-rate first mortgage.
Notes
Relaunched with ,000,000 investment to expand access for working-class families and underrepresented communities.